Insurance

Comparisons between private and statutory health insurance is absolutely necessary. All people can be recorded in the private health insurance, which belong to the professional groups of the freelancers, self-employed and civil servants. Employees can free themselves from the statutory health insurance”, if the annual income is 49950 euros. As in the statutory health insurance in recent years significant cuts have occurred, so that the insured itself must raise much money, so that different treatments can be made or as well as for medicines, so the private health insurance is considerably better to classify. Also, the cost of private health insurance are not as high as some people always claim.

The base tariff, which covers also the services offered by the statutory health insurance is only as high as the maximum amount of statutory health insurance also. However, here the benefits for insured persons can be felt. Services are better at each doctor’s visit and also at given any hospitalization. The people who want to ensure even better, that can use the extensions to the private health insurance. So, far better services are already possible for little money. The providers differ in prices and in the services, therefore, is a health insurance comparison very useful. So the health insurance can be found, which corresponds to your needs, covering all claims and which can offer a good price.

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Program Pension

Software optimizes advice to insurance and financial brokers Mannheim, October 15, 2010. Insurance and financial brokerage helps the software AltersvorsorgePLANER from maklercockpit.de to make consultations efficiently and transparently. Functionality of independent of pension planning software was once again added to some effective tools help the consultant, together with the customer the pension individuelDer new tariff Finder example shows, which rates by which societies for the customers are best suited. Riester pension, basic pension insurance, company pension scheme or but private pension insurance – all rates are compared against a database of over 400 products quickly and efficiently. For this purpose, Prof. Dr. Thomas Dommermuth and his team from the Institute of retirement and financial planning, which is responsible for the design and programming of the software, examines different tariffs of almost all providers on the market with a new rating method. The new retirement savings calculator the representation allows building custom-tailored solutions for insurance and financial brokerage of financial relief from the old age pension Act and the citizens Relief Act, taking into account the increase in the statutory health insurance contributions 2011.

practical, a professional and legally compliant customer consultation is essential: the broker must communicate individually and clearly the possibilities for old-age provision each customer. The online financial portal maklercockpit.de it helps with the independent software AltersvorsorgePLANER. He can determine the individual pension requirements and then step by step to demonstrate the various options of a private or company pension. A variety of consulting modules allows for an efficient and transparent customer advice, which leads to tailor-made solutions. The software is independent of suppliers and individual financial products and allows a discussion documentation according to the provisions of the law on intermediary. The design of the Program is based on the typical flow of a customer call and optimized so the consultation process. Through regular updates, program and consultant always up to date remain.

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Berlin Insurance

Twice as high risk of accidents for drivers under 24 years of age compared to other age groups can be cost for automobile policies rise Berlin, June 4, 2010 are young, male, and have little driving experience: young men under 24 years old particularly often mention see the official accident statistics. Overall, more than twice as many 18-to 24-year old on the road than the average for the population as a whole have an accident according to Federal Statistical Office *. The number of young men killed in traffic accidents is more than four times higher than in age-matched women. With such sobering statistics, it is not surprising that they have bad cards in motor insurance. According to a recent study by the independent consumer portal toptarif.de are young men of motor insurance even in otherwise identical conditions in the cut by almost 30 per cent more asked than their older counterparts.

Even with the same number of accident-free years young drivers pay generally higher Contribution to motor insurance”, explains insurance expert Thorsten Bohg by toptarif.de. It is really expensive for riders under 23, at some insurance up to 25 years. The age of the driver is specially requested by the insurers and counted as an additional risk feature.” So for example a 21 year old golf driver pays * with the damage category 2 when the industry leader Allianz around 1471 euro for motor insurance and comprehensive in the year. The driver, however, 26 years old, the insurance at the same conditions would be 962 EUR cost 35 percent of less. It is often cheaper, when a woman at the wheel sits. Because female drivers of rare accidents cause, they will be rewarded by many motor insurers with cheaper premiums. On average, women under 23 years of age pay about 9 percent of less for their car insurance than their male peers.

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