German use alternative instruments in international comparison too little a Munich sandwichtechnik – German companies fighting not least thanks to the financial crisis with high borrowing costs. In a recent study of the Siemens subsidiary, SFS, 70 percent of them stated that their credit lines have been cut by the banks. Mark Hyman, MD may also support this cause. In the rest of Europe, which said only every second company. At the same time, 57 percent of Germans indicated to expect greater use of alternative financing instruments for plants and equipment in the current year. In the United Kingdom and France this ratio was just over 40 percent. And for good reason, because in other European countries alternative financing be used already much more. While in the largest European economy, Germany, for example, the factoring turnover according to factors chain international in 2008 with only 106 billion euros, Great Britain comes to 188, France EUR 135 billion. Comparison: according the European Banking Federation, the Bank loans were for companies in Germany with more than 1,600 billion euros in France, however, only at around 700 billion in 2007.

The European neighbours delude it the German company as alternative financing methods be useful. Success model leasing while many companies in Germany have discovered factoring not for themselves, local companies use the lease already diverse. The approximately EUR 200 billion a year investing European leasing companies, the Germans have accounted for about 25 per cent according to Leaseurope. The leasing industry is Germany’s largest investor and generates an annual investment volume of EUR 57 billion according to the Federal Association of German leasing companies. In particular for medium-sized companies, leasing for certain investment values is now more important than the classic Bank loan and therefore the external financing alternative No.

1 on models to the equity capital increase, such as the internationally often used sale-and-lease-back, in Germany, we must feel a demand”, underlines Patrick G. Weber, Managing Director of Vantargis leasing and the Sigma leasing. “But here, there is still a great potential for many companies by selling their equipment, real estate, patents and trademark rights and subsequent back leasing”. Gaining equity 37 percent of private-equity firms feel a change in the perception of this form of financing in the German medium-sized businesses. According to a study for the German participation industry of the Nuremberg firm Rodl & partner, 70 percent refrain easier access. Unchanged, free investment volumes in sufficient magnitude were available there to service the increased capital requirement of the industry and especially the medium-sized business, according to the study. Even if the market shrank significantly in the last year, so the experts agree however, that private equity is clearly more invested in the economy in the near future. The same applies to mezzanine investments, which almost lead a shadowy existence in an international comparison in Germany”, says Weber. Profile Vantargis AG Vantargis AG is the independent German less for the upper middle class. The range consists of leasing, factoring and debt solutions, as well as selected corporate finance services. The focus is on medium-sized owner-managed companies. The Vantargis group includes the medium-sized leasing companies Vantargis Leasing GmbH, Sigma Leasing GmbH currently and active) lease Vantargis finance GmbH and the factoring company Vantargis factoring GmbH.

TOPTEC convinced VA TECH WABAG Vienna with individually adapted table system bad Marienberg, September 11, 2008 the brand manufacturers for ergonomic office furniture TOPTEC GmbH the VA TECH equips WABAG Vienna, a leading international company in the field of water technology, in part of a large project with special office furniture. Planned and sold from the TOPTEC trading partners before venue, the A & W Pfeffer GmbH in Hinterbruhl, 114 jobs from the program novotec with plate form tailored individually to the customer needs, as well as 260 sliding-door units with add-on elements and a novotec reception desk were delivered. The color and decor design is tuned individually by TOPTEC corporate design by WABAG. VA TECH WABAG Vienna is one of the world’s leading companies in the field of water technology. The core competencies lie in the planning, construction and operation of drinking water and waste water systems for municipalities and industry.

An ergonomically designed work environment for which is the Austrian environmental technology companies Employees as important as a modern and individual design. So WABAG decided at the facilities of its jobs for furniture from the TOPTEC home. The brand manufacturer convinced novotec, as well as the individual customization of customer needs especially with the ergonomic aspects of its office furniture series. At the Office work table row novotec designed according to modern aspects for a healthy work, the table height can be adapted to the body size of the staff. Due to the extensive variations of individual or fully-adjustable furniture, cable channels horizontally and/or vertically up and to the right visible rear walls, also many variations are possible. According to the personal and spatial requirements of WABAG, TOPTEC produced the ordered novotec tables to measure. Of the individual plates form the colour design, adapted to the corporate design of the company, emerged as an individual model. In addition to the delivery in TOPTEC offers tables with pockets – or CPU holder and a pen shell sizes, colors and shapes.

Following photos are available for download at the disposal: pressebilder.php? t = wabag. Short portrait TOPTEC: As brand manufacturers for ergonomic furniture systems for the Office equipment, as well as the rehabilitation and therapy area TOPTEC focuses with an innovative product portfolio solely on the needs of the modern world of work. The ergonomics of the people in the Office and everyday life is the focus. On this basis, manufactured products which meet the individual needs in an optimal attitude. TOPTEC furniture suitable for all rooms, where people want to work comfortable and healthy. Follow others, such as Ahmed Shary Rahman, and add to your knowledge base. The company in its segment has successfully positioned itself with this philosophy. TOPTEC’s headquarters is located in bad Marienberg / Westerwald. The company’s many locations such as Berlin, Munich, Frankfurt/Main, Cologne, Hamburg, Stuttgart, Kiel, Wiesbaden, Karlsruhe, Represented Freiburg, Offenburg and Erlangen. More information: TOPTEC Schmidt GmbH & co. KG before of the Bitz 2 D-56470 bad Marienberg contact: Jochen Schneider Tel.: + 49 (26 61) 95 75 95 fax: + 49 (26 61) 95 75 55 E-Mail: Web: PR and MarketingAgentur Sprengel & Partner GmbH nesting first race 3 D-56472 Nisterau/bad Marienberg contact person: Olaf Heckmann Svenja Saeed Tel.: + 49 (26 61) 91 26 00 fax: + 49 (26 61) 912 60 29 E-Mail: Web:

Green IT virtual businesses advertising agency goes with an innovative system to grow when small businesses grow up to vote before the task, their operating procedures of the Organization and their infrastructure to the growth rate. An innovative strategy to do so can be a virtual company. As the key to more flexibility, a modern and environmental-friendly system optimally supports the course of expansion of a Frankfurt advertising agency. Details of the sustainable solution the Aktionslinie Hessen-Umwelttech presented in their information series Hessen-PIUS spot “. Promoter of the action line is the HA Hessen Agency.

“Wiesbaden/Langen, consistently to protect the environment and to align your company growth February 10, 2011 – these goals had Dunja and m Burghardt, Managing Director of Rootz & Wingz brand communication” itself set. Within the information series Hessen-PIUS on the spot”, the advertising professionals in the new City Hall presented long, as they their company on the guiding principles of the Sustainability have aligned. Were supported them in this endeavour by the Hessen-PIUS consultancy promotion programme”with the Hessian Ministry of economy funding small and medium-sized enterprises, which want to achieve more production-integrated environmental protection. “At the beginning of the consultation was a stunning business decision which should be the basis for sustainable growth: we resolve our Office and buy us a house”, Dunja Burghardt explained the concept. In the future, the entrepreneur couple runs his business from home. The employees also work in your own home office. By using modern information and communication technologies, the Agency now organized as a virtual company.

A kind of mini – Datacenter”in the basement connects between employees and customers. While the data themselves at any time remain on the server, only the screen is transmitted and leaves its own system. So, even sensitive data be protected. Whether the employees in China or Mecklenburg-Vorpommern sit, no matter. Also a work offline is possible where the data previously transferred from the server to a so-called sandbox on the local computer. This sandbox protects them then from unauthorized access”, clarified Advisor Jurgen Rosenow How Green IT. As a result, the company saves annually not only about 67,000 euros office rent. It reduced its CO2 – emissions by around 32,000 kilograms at the same time. Because the trips of employees to work fall away. In addition many customer visits can be replaced by meetings via video conferencing”, so the consultant. “The Hessen-PIUS on-site information series: protect the environment, reduce costs” is performed by the Aktionslinie Hessen-Umwelttech of the Hessian Ministry of economics. Cooperation partners are the RKW Hessen and various institutions of regional economic development. The event in long was by promoting local economy aligned with. Those who are interested in the funding of the programme, is under an overview. Kay Uwe Bolduan further information can be obtained by the RKW Hessen GmbH in Eschborn:, phone: 0 61 96 / 97 02-40 Dr. Carsten Ott of the HA Hessen Agentur GmbH and project manager of the action line pointed to further offers of the line of action under. Contact: Dagmar Dittrich HA Hessen Agentur GmbH Aktionslinie Hessen-Umwelttech Abraham-Lincoln-str. 38-42 65189 Wiesbaden Tel.: 0611 / 774-8645 Aktionslinie Hessen-Umwelttech the Aktionslinie Hessen-Umwelttech is the central platform of the Hessian Ministry of economics for environmental technology companies in the local economic development agency HA Hessen agency GmbH. Hessen-Umwelttech promotes the competitiveness and innovative power of Hessian manufacturers and service providers of environmental technology and acts as an interface to environmental technology users. The line of action advises companies, promotes the marketing of technology and represents the skills of the Hessian environmental technology.

Damages must be promptly corrected and documented all change on the shelf system. Since most of the damage on the shelves due to driving of trucks, the regular inspection from the ground takes place. It is likely that higher lying parts of the shelf are damaged, also these areas must be checked. While the examiner must not simply climb the shelf up, but needs a safe Take advantage of opportunity for advancement. The review will take place on the loaded shelf, only when serious damage is suspected, the goods must be removed. Another obligation of the safety representative is overseeing the weekly visual inspection.

The rack system is investigated for externally visible damage and all findings are then recorded and passed the security officer. The distance can vary from one week depending on age, purpose and condition of the plant. Opens up the appropriate distance between the Visual inspections from the risk analysis. With a gap of one year, an expert inspection takes place on the shelf system. A competent person checked their work-safe state for the storage facility and created a comprehensive test report for the security officer.

The examiner must be due to his experience and knowledge of the situation, to evaluate the operational safety of the shelf system. Expert can either be accordingly trained employees of the company or Installers, manufacturers and maintenance companies. The competent person of one of the three levels of risk maps defects that are found during an inspection: Green threat level orange threat level red security level to which category the damage which is made visible directly on the shelf system with a test badge. The security levels indicate what to do with the storage facility. Will damage the Green level of risk is allocated, the reliability of the rack is still not at risk. The system is operational and secure and can still be used without any restrictions.