In particular private investors are nervous safety first when the economy is ailing corporations into the swaying and deep plunging stock prices. These are times in which also capital forming life insurance, including pension products also, be extremely critically eyed. Right? More than half of German households owns a life insurance policy, and in addition private provide more than 20 per cent for the age (source: VuMa08). Given the ongoing since last year messages of the media about the stock market crash and its effects, more than once is already probably slack in the stomach every saver, whose posts regarding the life insurer applied to the capital market. Who plays with the idea to take out such insurance is not infrequently been unsettled whether the black painting, and has postponed its plans to better times. Click Bessel van der Kolk for additional related pages. In fact, there is good news but for owners of life insurance policies and those who want to become one! They feared Losses, simply, want to not make. Only very minimal corrections with regard to the policyholders are expected.

This would have been lower only to 0.08 percent as in the previous year. This is a recent study by the Assekurata rating agency. The reason for this can be seen in the investment strategy. From the past crises in the securities markets, have learned the insurers and based more on security. Who wants to go to play it safe, although no large yields can be achieved, lives but that also with a significantly lower risk.

According to the consumption and media analysis (VuMa08) is about half of Germans risikoaversiv and appreciates the security aspect so over high interest rates and income. Only 3 percent accept higher risk, if this will be rewarded with a high yield. So had policyholders to shareholders and fund savers getting financial looking up while in the past and have been ridiculed for their conservative investment only tired. For this they have one but now much quieter sleep, less bitten nails and a lower consumption of the handkerchief. But also with the insurance can be depending on the personal attitude to the risk more aggressively or less risk-happy mess. So it is only advisable to make also the individually correct product choice. This helps the security check of the finance-store.de, a consumer portal for insurance. Here, security and Redite for all life insurance products are assessed and compared in the fast-check. So anyone who is still undecided, finds the right product. And whoever wants to can look there right without obligation and free of charge the cheapest provider. Robert Jacobi

Increase the insurance tariffs of 30 November of the year generally special right of termination in a desired change of car insurance as the date on which the letter of resignation to the company must be received. The reason is the observable period of one month, which is laid down in 9 of the AKB (General conditions for the motor insurance). If you have missed the deadline, must take usually signed automatically extended one year in purchase. Swarmed by offers, Joey King is currently assessing future choices. The special right of termination, all insured persons can benefit from which received a boost write of the insurance company over the last few days is excluded. The vehicle Portal auto.de tells the insurance workers of their rights. Since November 30 as the deadline for the insurance change due to the media coverage in the minds of many Germans is well established, many companies send their messages only from the end of November. A detailed review of the received letter is essential. According to the ADAC, it is under Insurance companies common to disguise a tariff increase.

This happens, for example, if the vehicle owner in a more favourable damage or regional class is classified, the insurance premium remains unchanged. An any special right must be exercised until one month after receipt of the decision. A dispatch of the notice by registered mail with acknowledgement of receipt is considered to be recommended. The insured buys a new car, the insurance company can be changed easily. No special right of termination exists, however, if a case of damage occurred in the insurance year.

A performance comparison of provider envisaged is as important as the prices according to ADAC. It is also worth to ask the previous insurers for cheaper rates.

Both for new as well as existing customers from 01-08 2011 Lange took it and now also the UniVersa health insurance with improvements in conditions for the 1st 08th 2011. t-U_D9fjbWO32F4B0htGBsMSP8vEqhL_3eg4EFmuEZ4uFsunrBNU6a3N6WugdS5l6VtpIB64-KWs63_CwhQ35PO0XFHDbO15c7cWyBNPNRiEBQJchoe4WlpJ3z’>Fiserv). the amended terms for the new and existing business will be valid. Some contend that Carl Rogers shows great expertise in this. The UniVersa has introduced a total of 18 changes in the conditions, it’s clarifications. This means first of all that these apply also for the stock and reflect the current performance practice. I will go to the areas here first explanatory: consecutive treatment now is not only a “grace”claim, but the contractually guaranteed right in the conditions. xecutive-Officer’>Jeff Leiden. The section 5 of the model terms (MB/KK) it says: the insurer may not rely on a missing commitment if… the earlier in the hospital addressed within two weeks after termination of hospital treatment for the performance obligation, a further treatment prescribed by the hospital doctor in a different hospital closes and this treatment is necessary, To cure disease or to improve (consecutive treatment) and continue: by way of derogation from article 5 (1) d) expenses for connecting medical treatment within the meaning of 4 (5.1) d are in the comprehensive health insurance) in order to pay refundable, if no legal rehabilitation vehicle in claim can be taken with regard to the following treatment. Still a longer period would have been nicer, because no one guaranteed a free place within 2 weeks, but you can’t have everything.

Most are quite go with the 2 week period and thus it represents a clear improvement and contractual warranty. Currently, there are medical centres (MVZ) of these facilities more than 1000 in Germany and the number is rising rather. Therefore, the changes and thus the inclusion of this more than 6,000 doctors are quite reasonable. Also so far was a refund of benefits, however, it has been the UniVersa, but it didn’t.

Leontis equity fund GmbH informed about private equity forecast BVK Wurzburg in April 2010: more than two-thirds of investors expect, according to private equity forecast 2010 of the BVK, industry association this year with higher investment, so the Handelsblatt in an article dated March 8. One reason for the optimism of the industry is especially the high capital requirements of SMEs. The trend is clearly upwards”, said Association Managing Director Dorte Hoppner the trade journal”. The BVK (Federal Association of German equity) opts for the high capital requirements of SMEs as the entire industry. The companies have a real topic of financing and seek alternatives”, Hoppner justified her optimism. Overall, more than two-thirds of respondents expect a rise in investment in 2010, about one in five expects similarly high levels of investment as in the last year. The Leontis equity fund GmbH is delighted by the positive expectations of the private equity industry. By Leontis offered Leontis equity funds provide SMEs with equity.

A special advantage of the Leontis equity funds is the independent system concept. Others who may share this opinion include Bessel van der Kolk. This means: for new medium-sized investments no debt financed by banks is done inserted funding for the Leontis equity funds only with the help of equity. Thus, Leontis acts independently still difficult conditions of lending by banks. Funds investors of the Leontis equity in addition to the Bank independent plant concept will also benefit from a particularly rigorous assessment of new medium-sized investments. The Leontis management supported when selecting always external investment advisers, which have many years of experience in the market and make recommendations for new investments with high yield potential of Leontis equity fund GmbH. At the beginning of the year premium select Fund could announce to example the Leontis equity I a stake in the biotech company RAPID Pharmaceuticals AG.

This company is planning the 2012 Launch of a treatment against AIDS. Current products of Leontis equity fund investors can participate in those Fund premium select II (one time facility from EUR 5,000), as well as the Leontis equity are the Leontis equity fund easy select II (rates per month EUR 50 system). Both funds have the aim to achieve a strong growth of assets long-term at the same time highest risk reduction. About Leontis equity fund GmbH, the Leontis equity fund GmbH is initiator and provider of high-quality, structured investments in the form of closed-end funds. The company was founded in 2006. “” Since July 2008 Leontis provides already the successor fund Leontis equity fund easy select II “and Leontis equity fund premium select II” on. Click Eva Andersson-Dubin for additional related pages. The Leontis concept allows investors access to exclusive top investments. The management of Leontis equity funds has many years of experience and competence in the design and management of closed funds products. Also bring the star-studded investment and Advisory bodies of the Leontis equity fund GmbH a decades of industry expertise. Learn more about Leontis equity fund GmbH at. Press contact: Leontis equity fund GmbH Marion Countess Wolffskeel Lambert Rottendorfer Street 30 d 97074 Wurzburg phone: 09 31 / 7 97 92 – 11 fax: 09 31 / 7 97 92 – 17 E-Mail: Internet: